Fair Lending/Fair Banking and CRA
Members: $80
Non-members: $110
A hot breakfast is included. Please indicate any dietary restrictions on your Registration.
As regulatory expectations shift, banking leaders must bridge the gap between traditional mandates and the digital future. This breakfast meeting dives into the “back-to-basics” rigor of the Community Reinvestment Act, the complexities of Fair Lending, and the transformative power of AI. Join CCA and your banking colleagues as we explore how to leverage data-driven insights and operationalize innovation to drive meaningful community impact and maintain a competitive edge in an evolving landscape. This is also a great opportunity to network with your peers.
The session has been approved for 3 CRCM and CERP credits.
Please send any questions you have for our speakers, in advance to: Speaker Questions.
Location: Maggiano’s Little Italy
Speakers & Topics:
Rebecca Escario, Managing Director, CrossCheck Compliance
Sharpening CRA Strategy: Aligning Data, Needs, and Impact
At a time when regulatory expectations are shifting, the Community Reinvestment Act is taking us back to basics—focusing on clarity, community needs, and measurable impact. This session will break down the OCC’s proposed rule to streamline the strategic plan process for community banks, reducing complexity while preserving rigor. The presentation will also explore how targeted community credit needs assessments and smarter use of data can strengthen CRA performance and drive meaningful outcomes.
Andrea Mitchell, Co-Managing Partner, Mitchell Sandler PLLC
Fair Lending and Fair Banking: Redefined or Same as It Ever Was?
Much has been said about the federal government’s changes and proposed changes to regulations, guidance and examination procedures in the area of fair lending and fair banking. At the end of the day, the Equal Credit Opportunity Act, Fair Housing Act and federal laws prohibiting unfair and deceptive acts and practices remain intact and can be enforced by government agencies and private litigants other than the federal government. While it is true that federal regulations, guidance, Executive Orders and enforcement actions inform the way banks monitor and assess risk, most banks understand that states agencies and private litigants are active in keeping them accountable for fair lending compliance. In this session, you will hear observations on the more impactful changes emerging from the federal agencies in the areas of fair lending and fair banking as well as those that are less impactful.
Jason Keller, Director Product Management, Wolters Kluwer
Kareem Saleh, Founder and CEO, FairPlay
Fair Lending and CRA in the Age of AI
The regulatory and technological landscape for fair lending and CRA is evolving faster than most institutions can track. This session cuts through the noise and focuses on what’s actually happening on the ground. This session will explore how leading financial institutions are beginning to operationalize AI and alternative data in their fair lending and CRA frameworks and what it means for compliance, strategy, and competitive positioning. Topics will include:
- AI and alternative data in fair lending — opportunity and risk
- Less discriminatory alternatives: from concept to implementation
- Using AI to forecast CRA exam outcomes
- Benchmarking CRA performance against peers in a given assessment area
- Operationalizing fair lending and CRA concepts: what institutions are actually doing.
Date: Friday, May 15, 2026
Registration and Breakfast begins at 8:00 am
Session runs from 9:00 am to 12:00 pm
Last day of registration is 5:00pm CT on May 12, 2025
As a reminder, CCA no longer accepts cash or checks as payment for meetings or membership dues. Payment is only accepted in advance by debit or credit card via our website. Registration for meetings or membership will not be considered complete without prepayment. CCA is no longer able to invoice for events and entry will be denied if payment has not been received. Payment can be made in advance using a debit or credit card via CCAs PayPal page. Failure to pay in advance may result in removal of registration for the event.
Speakers and Topics may be subject to change.
This session is not to be recorded electronically without written permission from the Chicagoland Compliance Association and all speakers. materials and opinions shared from the speakers are not necessarily those of the organization they represent and therefore, unless otherwise indicated, should be assumed personal and not indicative of any implied liability or accountability back to the respective organization.
Reservation cancellations received by the CCA after the registration deadline of 5:00pm on May 12, 2025 will not receive a refund. If you choose to cancel you will not be entitled to a refund for the third-party processing charges incurred for the payment method used.
If after registering you do not see the “Thank You” page or you do not receive a confirmation email within two days, then your registration has not been received. Please email the CCA.
In order to receive Member Pricing for this event, your institution must have paid your Membership Dues for 2026. If you are unsure if your institution is a CCA member, please check the Membership Listing on our website.